Where Chevron Retirees Can Live Tax-Free: 13 States with No Retirement Income Tax

So you’ve wrapped up your Chevron career, and I’ll bet your brain is already dreaming of somewhere peaceful, tax friendly, and beautiful. As your retirement travel guide, I’m going to show you 13 U.S. states where your Chevron retirement income won’t be taxed — and help you pick the ones worth visiting for real.
Here’s what you need to know before you pack your bags.

Why “no tax” states matter

Taxes bite into your retirement like sand in your shoes. What this really means is every dollar you saved or earned matters more if the state doesn’t take a cut. But zero income tax doesn’t mean zero cost of living, so you can’t ignore things like property rates, sales taxes, and how close you are to hospitals and airports.

Which states don’t tax Chevron retirement income

Let’s start with the obvious: the states that don’t have a state income tax. If there’s no income tax, your Chevron pension, IRA withdrawals, and 401(k) distributions generally stay safe. These states are: Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, and Wyoming. Also, New Hampshire excludes most retirement income (though interest and dividends are taxed).

Now for states that do tax income but exempt retirement income (like pension or distributions) for retirees or under certain rules. Here are a few:

• Illinois: Has a flat tax but excludes most retirement income including pensions and IRA withdrawals.
• Iowa: New rules allow those over 55 who retire and move in to exclude retirement income.
• Mississippi: Exempts retirement income if the plan meets requirements; also no estate or inheritance tax.
• Pennsylvania: Flat income tax but retirement distributions can be exempt if rules are met.

Other factors beyond income tax

Don’t get blinded by “no retirement tax.” Here’s what else matters:

• Property taxes can gobble up your savings if they’re high.
• Sales tax adds up when you shop and dine frequently.
• Healthcare access is more important now than ever.
• Climate, distance from loved ones, and amenities make or break your happiness.

My travel agent’s pick for Chevron retirees

If you want no state income tax and sun, Florida or Texas are solid bets. If you like less crowded spaces, Wyoming or South Dakota might appeal more. For a mix of benefits, check out states like Mississippi or Pennsylvania, which offer exemptions while still giving you access to amenities.

Let’s map your perfect retirement route.